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We started by serving educators and understand the value of being informed.
Understanding Credit Scores: How to Improve Your Financial Opportunities
Credit impacts multiple areas of your financial life—whether it’s applying to rent an apartment,...
How to Buy a Car: A Step-By-Step Guide from Pre-Approval to Purchase
Buying a car, whether brand new or used, is a significant financial decision. From knowing which...
How to Talk to Your Kids About Money
Talking to your kids about money starts with being transparent about your own financial journey....
What Daily Money Habits Build Long-Term Financial Strength?
Daily money habits that build long-term financial strength include setting S.M.A.R.T. goals,...
What's the Best Budgeting Method? Comparing Zero-Based, 50/30/20, and Paycheck-to-Paycheck Budgets
The best budgeting method depends on your financial situation and habits:
- Zero-based budgeting is...
What Scams Should Gen Z Watch Out For? Text Message, Social Media, and AI Deepfake Scams
In a world of technology breakthroughs with new AI features and social media platforms, knowing how...
How to Give on a Small Budget: 5 Practical Ways to Make an Impact
Having a small budget doesn’t exclude you from giving—it simply means giving must be a clear...
The New Rules of Giving: What Younger Donors Value Most
The next generation is reshaping what it means to give. Generation Z, those born roughly between...
Financial Literacy in Your 20s: 5 Things School Never Taught You
From buying a car to renting an apartment, being in your 20s comes with a lot of firsts. Whether...
Data Privacy in the Age of AI: Threats & Best Practices
In a world where AI is everywhere, how safe is your personal data? Artificial Intelligence (AI) is...
The Top 3 Fraud Schemes Right Now To Look Out For
Do you know the top 3 scams targeting credit union members right now? If not, you’re not alone, but...
How to Budget for Holiday Parties Without Overspending
To budget for holiday parties without overspending, you'll need to keep track of how many guests...
The Gen Z Starter Pack: 5 Money Moves to Make Before 25
Welcome to your financial glow-up! You don’t need to be middle-aged to be smart with money, and you...
How to Save Money for Your Child's Future Education
To save money for your child’s future education, you should aim to save at least 50% of the...
How to Financially Prepare for Growing Your Family
To financially prepare for your growing family, you need to review and adjust your budget, add more...
First Job, First Budget: Smart Money Moves for Young Professionals
A budget and your first job should go hand in hand. Starting strong financially is important in...
How to Budget for Back-to-School Costs
Back-to-school budgeting can be challenging with the long list of supplies needed each year. From...
7 Habits That Help Both Finances and Fitness
Two things that require discipline in life are fitness and finances. Staying healthy physically and...
How to Prevent Summer Overspending: 4 Smart Tips to Save Money
As summer winds down, many of us are facing the financial reality of overspending during the warmer...
How to Cancel Unused Subscriptions and Save Money Every Month
Canceling unused subscriptions is one of the easiest ways to save money each month. Start by...
How to Buy Your First Home Without Breaking the Bank
Looking to buy your first home? Congratulations! This is a milestone in life that should feel...
5 Smart Credit Card Habits to Let Financial Stress Take a Vacation
Just imagine, you are planning your dream vacation to a picture-perfect destination. You continue...
How to Balance Your Debt Repayment Plan and Saving for the Future
What's keeping you from achieving financial freedom? Whether you're finishing up student loan...
Building Financial Security: How to Grow and Protect Your Savings
Achieving financial freedom is an exciting milestone to reach and opens new doors and opportunities...
Achieving Financial Freedom: Crafting Your Early Retirement Plan
Retiring before the average age of 62-65 is an increasingly popular goal. Many people have decided...
Family Finances: What to Consider When Becoming Parents
Do you have a little one coming into your life soon? Whether you are pregnant or adopting, having a...
How to Maintain Financial Stability During a Career Transition
Did you know the average person changes careers between 5 and 7 times during their lifetime? Just...
Living Alone for the First Time? How to Establish Financial Independence
Are you a young adult who is about to live on your own for the first time? Financial independence...
5 Signs It Might Be Time to Refinance Your Car Loan
When you initially start paying your car loan, you might be in a phase of life where your financial...
The Best Way to Finance a Wedding: How to Weigh Your Options
Are you engaged or planning to be soon? Whether you are planning to be married in five years or...
Rewards vs. Cash Back: How to Choose a Credit Card for Your Needs
Choosing a credit card can be tricky, overwhelming, and tedious. You may be receiving constant...
How to Prepare for Tax Season: Your Essential Tax Checklist
Are you ready for tax season? Filing taxes is an unavoidable task that has to be completed year...
The Importance of Creating an Emergency Fund Savings Account
You might be familiar with the idea of an emergency fund, but it can be hard to prioritize with all...
How to Talk About Money with Your Spouse and Build Financial Trust
Do you and your spouse have open conversations about money? While not everyone likes to have the...
How to Build Credit and Create More Financial Opportunities
No matter your feelings on using credit, one thing continues to be true: credit scores can help us...
Debt Consolidation for Couples: Crafting a Shared Financial Plan
How to Celebrate Valentine's Day on a Budget
To celebrate Valentine's Day on a budget, try to plan a night at home, be on the same page for how...
New Arlington Branch Spotlight: Leaders Expands in Greater Memphis
Episode 51: Pocket Change Podcast
Weighing the Pros and Cons of Credit Cards
What comes to mind when you think of credit cards? You might be filled with dread about the years...
Celebrating 75 Years of West Tennessee Healthcare
Episode 50: Pocket Change Podcast
How to Stick to a Budget All Year Long
Do you have many goals throughout the year that you seem to struggle to stick to? Whether you made...
How to Craft Your 2025 Financial Wellness Plan
As we head into another year, it's the perfect time to check in on your financial health. When you...
New Year, New Money Saving Hacks to Improve Your Finances in 2025
Episode 49: Pocket Change Podcast
Reach Your New Year Savings Goals with a Certificate
Going into a new year brings a new chapter to your financial story. While you might be setting...
Christmas Savings: The Best Way to Manage Money for the Holidays
Are you caught up in the hustle and the bustle of the holidays? The holidays can be a busy season...
2024 Update and Leaders with Love Talk with CEO Todd Swims
Episode 47: Pocket Change Podcast
ESPN Radio's Jason and John: Talking Memphis Sports and Financial Advice
Episode 46: Pocket Change Podcast
Don't Get Scammed: How to Prevent Financial Fraud
Episode 45: Pocket Change Podcast
Turning Your Saving Strategies into Income: Investment Strategies for Retirees
When it comes to your retirement, you want to be sure you can achieve the most successful outcome...
Top 4 Questions to Ask Before You Start Investing
Investing for the first time can be an overwhelming and confusing process. There are so many moving...
The Role of a Credit Union in Your Investment Journey
Investing money is essential for anybody who wants to have a comfortable retirement. It’s the best...
How to Build Credit: Understanding Credit Scores, Credit Reports, and Different Types of Credit
Credit is one of the most important financial tools you’ll use throughout your life. Whether you’re...
Smart Savings Strategies for Life After Graduation
Graduating from college is an exciting and life-changing accomplishment and milestone. Whether you...
7 Ways Parents Can Encourage Kids to Save Money
Teaching your child about money is a responsibility of every parent. Kids who learn about saving...
7 Clever Ways to Save Money for Big Life Milestones
As you enter different milestones in your life, it is important that you’re financially ready to...
How to Save for Different Types of Financial Goals
Saving money is one of the most common financial goals. We all have things we want to do, whether...
The Importance of Saving Early: 8 Reasons Why High School Students Should Start
Saving money is the cornerstone of financial wellness. Many of the most important financial goals...
How to Plan Your Dream Trip Without Going Over Budget
As you dream of the perfect trip, your plans to make it a reality may be consistently halted by the...
How to Use a Savings Goal Calculator to Make Informed Financial Decisions
Determining how much you need to save can be overwhelming, especially if you have a lot of goals...
Wondering How to Save Money Fast? 6 Ways to Earn Interest on Savings
Saving money is one of the most common financial goals our members have. They may be saving for an...
Financial Health 101: How to Form a Financial Decision-Making Process
Financial management can be a challenge at any age, regardless of how much money you have. You may...
Tools to Manage and Assess Personal Financial Wellness
Are you interested in strengthening your personal finance skills, but you’re not sure where to...
4 Accounts that Earn Interest to Boost Your Savings
Understanding how to save your money efficiently and effectively is a vital skill to have for your...
Money Market Account vs. High-Yield Savings Account: Which One is Right for You?
Saving money is a common financial goal for most people. Your reasons for saving may fall into...
Saving for a Rainy Day: How to Start an Emergency Fund
Building the foundation of your financial future can be a daunting task. There are so many hurdles...
7 Types of Savings Accounts for Different Financial Life Stages
There are lots of reasons to make saving money a priority. Responsible saving is one of the sound...
5 Best Ways to Consolidate Debt Without Hurting Your Credit
Debt consolidation offers consumers a way to save money on interest, qualify for a single monthly...
What is Debt Consolidation and How to Get Started
Do you struggle to keep up with your debts? Debt management is a big concern for many people....
How to Consolidate Debt and Make Your Payments Manageable
Episode 27: Pocket Change Podcast
Feeling overwhelmed by the endless cycle of debt? You're not...
A Comprehensive Guide on How to Set Financial Goals
Learning how to set financial goals is an important element of financial literacy and well being....
Top Money Management Tools for Financial Success
Let's face it, managing money can be a daunting task. Between juggling bills, tracking expenses,...
6 Smart Shopping Hacks to Save Money
Shopping can be a double-edged sword. While it can be fun, the thrill of a purchase can quickly...
Healthy Financial Habits to Kick Off 2024
Episode 25: Pocket Change Podcast
Looking to improve your finances in 2024? On this special episode...
The Importance of Giving Back at Christmas: Perspectives from a Credit Union CEO
Episode 24: Pocket Change Podcast
On this episode of Pocket Change Podcast, we explore the unique...
Budgeting Basics: How to Establish a Personal Budget
Creating a personal budget is one of the best ways we know to reach your personal finance goals....
Meeting Local Needs Through Music and Songwriting
Episode 23: Pocket Change Podcast
On this episode of Pocket Change Podcast, we talk to Jackson's...
How to Switch Your Checking Account with Ease
Episode 22: Pocket Change Podcast
In this episode of the Pocket Change podcast, we discuss the...
Giving Tuesday: How United Way Empowers Nonprofits in West Tennessee
Episode 21: Pocket Change Podcast
In this Pocket Change episode, Matt Marshall, the president and...
What Is Digital Banking? An Inside Look at a Modern Call Center
Episode 20: Pocket Change Podcast
With the constant advancement in technology, digital banking is...
Celebrating 10 Years of Discovery Park of America
Episode 19: Pocket Change Podcast
The Discovery Park of America is a staple of West Tennessee and...
Budget Saving Hacks to Help Your Money Go Farther
Episode 18: Pocket Change Podcast
How often do you think about the small purchases you make every...
Helping Kids Learn About Money and Finances
Episode 17: Pocket Change Podcast
Financial education is important for all ages, even for kids. On...
Financial Literacy: What I Learned Working at a Credit Union
Episode 16: Pocket Change Podcast
Life is full of transitional moments and times of change, and...
Mobile Banking Made Easy: A Beginner’s Guide to Getting Started
Mobile banking is a convenient way to manage your finances from your smartphone or tablet so that...
5 Membership Rewards & Benefits of Banking with a Credit Union
Banking with a credit union can provide a host of benefits to its members. Credit unions are...
What to Look for in a Credit Union: Fees, Technology & More
Where should you keep your money? That’s a simple question but one that’s not asked frequently...
Exploring the 5 Money Personalities. Which one are you?
Episode 4: Pocket Change Podcast
Did you know there are five money personalities? When it comes to...
What is a Credit Union & Are They Required to be NCUA Insured?
Sometimes, people use the words "bank" and "credit union" interchangeably, but the reality is that...
How to Avoid a Scam
Four Signs That It's a Scam
Recognizing these common signs of a scam from the Federal Trade...
5 Essential Tips for Financial Wellness
You might equate how well you’re doing financially with how much money you make, your credit score,...
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